05bmw Casino – Privacy Policy

01 Who We Are

05bmw is the operator of the online casino and sports betting platform accessible at 05bmw.club ("Platform"). 05bmw is a PAGCOR-regulated entity operating under a license issued by the Philippine Amusement and Gaming Corporation. In the context of this Privacy Policy, 05bmw acts as the Personal Information Controller (as defined under Republic Act No. 10173) in respect of all personal data collected through the Platform.

Our designated Data Protection Officer (DPO) can be reached via the contact details provided in Section 15 of this Policy. The DPO is responsible for overseeing 05bmw's data protection programme, handling data subject inquiries, and liaising with the National Privacy Commission on compliance matters.

02 Personal Data We Collect

05bmw collects the following categories of personal data from players and platform visitors:

Identity & Registration Data:

• Full legal name as it appears on your Philippine government-issued ID;
• Date of birth (used to verify the 21+ age requirement);
• Gender (optional, collected during registration);
• Username and account credentials (password stored in hashed form only — never in plain text).

Contact Data:

• Email address (used for account communications, password recovery, and promotional messages where consent is given);
• Philippine mobile number (used for SMS 2FA and account security alerts);
• Residential address (collected during KYC verification).

Identity Verification (KYC) Documents:

• Images or scans of valid Philippine government-issued photo identification (e.g., PhilSys ID, Passport, Driver's License, UMID, SSS ID, Voter's ID, PRC ID);
• Proof of address documents (utility bill, bank statement, or official correspondence dated within 3 months);
• Source of funds documentation where required by PAGCOR AML guidelines.

Financial Data:

• GCash or Maya wallet account numbers linked to your 05bmw account;
• Bank account details (BPI, BDO, UnionBank, Metrobank, or other Philippine banks) where used for withdrawals;
• Transaction history including deposit amounts, withdrawal amounts, dates, and reference numbers.

Technical & Usage Data:

• IP address and device identifiers at the time of login and gameplay;
• Browser type, operating system, and screen resolution;
• Gameplay data including game titles accessed, bet amounts, session duration, and game outcomes;
• Cookies and similar tracking technologies as described in Section 9.

03 How We Collect Personal Data

05bmw collects personal data through the following means:

• Directly from you — when you register an account, complete KYC verification, make deposits or withdrawals, contact customer support, or participate in promotions;
• Automatically — through cookies, server logs, and device fingerprinting technologies as you interact with the 05bmw platform;
• From payment providers — GCash, Maya, and our banking partners may share transaction-confirmation data with 05bmw as part of payment processing;
• From identity verification services — where 05bmw uses third-party KYC providers to verify identity documents, those providers may supply verified data back to 05bmw;
• From regulatory authorities — PAGCOR or the AMLC may share information with 05bmw as part of their oversight functions.

04 Purposes of Processing

05bmw processes your personal data for the following purposes:

• Account creation and management — to register your account, verify your identity, and manage your player profile on the 05bmw platform;
• Age verification and eligibility — to confirm you are at least 21 years old and legally eligible to participate in online gambling in the Philippines;
• Payment processing — to process deposits and withdrawals via GCash, Maya, and bank transfer, and to maintain an accurate transaction record;
• Regulatory compliance — to fulfil obligations under PAGCOR licensing conditions, the Anti-Money Laundering Act (RA 9160), and the Data Privacy Act (RA 10173);
• Fraud prevention and security — to detect and prevent fraudulent activity, money laundering, multiple account registration, and unauthorised access;
• Responsible gaming — to monitor for signs of problem gambling behaviour and to administer self-exclusion and limit requests;
• Customer support — to respond to your queries, complaints, and account assistance requests;
• Marketing communications — where you have given explicit consent, to send you promotional offers, bonus notifications, and platform updates via email or SMS.

05 Legal Basis for Processing

Under the Data Privacy Act of the Philippines (RA 10173), 05bmw processes your personal data on the following legal bases:

• Consent — for marketing communications and non-essential cookies, where you have given explicit, informed consent;
• Contractual necessity — to perform our obligations under the Player Agreement (Terms & Conditions) including account management, payment processing, and game provision;
• Legal obligation — to comply with PAGCOR licensing requirements, AML reporting obligations under RA 9160, tax requirements, and NPC directives;
• Legitimate interests — for fraud prevention, platform security, responsible gaming monitoring, and internal analytics, where these interests are not overridden by your data subject rights.

06 Data Sharing & Disclosure

05bmw does not sell your personal data to third parties. We may share your personal data with the following categories of recipients only to the extent necessary for the stated purpose:

• PAGCOR — as our regulatory authority, PAGCOR may require access to player account data, transaction records, and KYC documents as part of its oversight function;
• Anti-Money Laundering Council (AMLC) — covered transactions and suspicious transaction reports are filed with the AMLC as required by RA 9160;
• National Privacy Commission (NPC) — in connection with data breach notifications or regulatory inquiries;
• Payment service providers — GCash, Maya, BPI, BDO, UnionBank, and other payment processors receive only the data necessary to process your specific transaction;
• KYC and identity verification providers — third-party identity verification services receive document images solely for the purpose of identity confirmation;
• Game software providers — game studios may receive pseudonymised session data for the purpose of game performance analytics and RNG auditing;
• Legal and professional advisers — where necessary for legal proceedings, compliance advice, or corporate transactions, subject to confidentiality obligations;
• Law enforcement — where required by a valid legal order, court order, or similar legal process under Philippine law.

All third-party processors that handle personal data on behalf of 05bmw are bound by data processing agreements that require them to protect your data in accordance with RA 10173 and to process it only on 05bmw's documented instructions.

07 International Data Transfers

Some of 05bmw's third-party service providers — including game software studios and certain cloud infrastructure providers — may be located outside the Philippines. Where personal data is transferred internationally, 05bmw ensures that adequate safeguards are in place as required by the NPC, including contractual data protection clauses consistent with RA 10173 standards and NPC-approved mechanisms for cross-border data flow.

05bmw does not transfer your personal data to jurisdictions that the NPC has determined to lack adequate data protection standards without first implementing supplementary safeguards.

08 Data Retention

05bmw retains personal data for as long as necessary to fulfil the purposes for which it was collected, subject to the following minimum retention periods required by Philippine law:

• KYC and identity documents: Minimum 5 years from the date of account closure, as required by PAGCOR and AMLC regulations;
• Transaction records: Minimum 5 years from the date of the transaction, in compliance with RA 9160 record-keeping obligations;
• Account data for active accounts: Retained for the duration of the player's registration and for a minimum of 2 years following account closure;
• Customer support communications: Retained for 3 years from the date of the interaction;
• Marketing consent records: Retained for the duration of the marketing relationship and 1 year thereafter.

Following the expiry of applicable retention periods, personal data is securely deleted or anonymised in accordance with 05bmw's data destruction procedures.

09 Cookies & Tracking Technologies

The 05bmw platform uses cookies and similar technologies to deliver and improve our services. The following categories of cookies are used:

• Strictly necessary cookies: Required for the platform to function, including session authentication, security tokens, and load balancing. These cannot be disabled without affecting platform functionality.
• Functional cookies: Remember your preferences such as language settings, display options, and "remember me" login state.
• Analytics cookies: Used to understand how players interact with the platform — pages visited, session duration, error events — to help us improve the user experience. Data collected is aggregated and anonymised.
• Security and fraud prevention cookies: Used to detect and prevent automated access, credential stuffing, and other security threats.

05bmw does not use advertising tracking cookies or share behavioural data with advertising networks. You may manage cookie preferences through your browser settings; however, disabling strictly necessary cookies may impair platform functionality.

10 Your Data Subject Rights

As a data subject under the Data Privacy Act of the Philippines (RA 10173), you have the following rights with respect to your personal data held by 05bmw:

• Right to be Informed — to be notified about how your personal data is collected and processed, as set out in this Privacy Policy;
• Right of Access — to request a copy of the personal data 05bmw holds about you;
• Right to Rectification — to request correction of inaccurate or incomplete personal data;
• Right to Erasure or Blocking — to request deletion or blocking of personal data that is unlawfully processed or no longer necessary, subject to legal retention obligations;
• Right to Object — to object to the processing of your personal data for direct marketing purposes or on grounds relating to your particular situation;
• Right to Data Portability — to receive a copy of your personal data in a structured, commonly used, machine-readable format;
• Right to Damages — to be indemnified for damages suffered as a result of inaccurate, incomplete, outdated, false, unlawfully obtained, or unauthorised use of your personal data;
• Right to File a Complaint — to file a complaint with the National Privacy Commission (NPC) if you believe your data privacy rights have been violated.

To exercise any of the above rights, please contact 05bmw's Data Protection Officer using the contact details in Section 15. We will respond to verified data subject requests within 15 business days in accordance with NPC guidelines.

11 Children's Privacy and Age Restriction

The 05bmw platform is strictly prohibited to persons under 21 years of age in accordance with Philippine law and PAGCOR licensing requirements. 05bmw does not knowingly collect personal data from individuals under the age of 21.

If 05bmw becomes aware that personal data has been collected from an individual under 21 years of age, the account will be immediately suspended, the data will be securely deleted, and any deposits will be refunded in accordance with PAGCOR guidelines. Parents or guardians who believe a minor may have registered at 05bmw should contact our support team immediately.

12 Security Measures

05bmw implements appropriate technical and organisational security measures to protect personal data against unauthorised access, alteration, disclosure, or destruction. These measures include:

• 256-bit SSL/TLS encryption for all data in transit between players and the 05bmw platform;
• Encryption at rest for sensitive personal information including KYC documents and financial records;
• One-way hashing of all player passwords — 05bmw never stores passwords in readable form;
• Multi-factor authentication (MFA) options for player accounts;
• Role-based access controls limiting internal access to player data on a strict need-to-know basis;
• Regular third-party security audits and penetration testing;
• Automated monitoring for suspicious login attempts and brute-force attacks.

Notwithstanding these measures, no system is completely immune to security risks. Players are encouraged to use strong, unique passwords for their 05bmw accounts and to enable SMS two-factor authentication.

13 Third-Party Links

The 05bmw platform may contain references to third-party service providers (such as payment processors). While we take reasonable care in selecting our partners, 05bmw is not responsible for the privacy practices or content of third-party websites or services. This Privacy Policy applies solely to the 05bmw platform at 05bmw.club. Players are encouraged to review the privacy policies of any third-party services they interact with independently of the 05bmw platform.

14 Changes to This Privacy Policy

05bmw reserves the right to modify this Privacy Policy at any time to reflect changes in our data processing practices, applicable law, or regulatory requirements. Material changes will be communicated to registered players via email or prominent notice on the platform at least 7 days before taking effect.

The effective date of the current version of this Privacy Policy is displayed at the top of this page and in the hero section above. We recommend reviewing this page periodically. Archived versions of previous Privacy Policies are available upon written request to our Data Protection Officer.

Your continued use of the 05bmw platform following notification of changes constitutes acceptance of the revised Privacy Policy.

15 Contact & Data Protection Officer

For any questions, concerns, or requests relating to this Privacy Policy or your personal data held by 05bmw, please contact us through the following channels:

• Live Chat: Available 24/7 on the 05bmw platform — the fastest way to reach our support and data protection team;
• Email: [email protected] — for formal data subject rights requests, please include "Data Privacy Request" in the subject line along with your registered account email and a description of your request.

Complaints relating to data privacy that are not resolved through our internal process may be escalated to the National Privacy Commission of the Philippines (NPC) through the NPC's official complaint channels.